I read with interest the article on BBC News about a couple putting off having a baby because their mortgage is going up from £750 to £1000.
From the headline I thought how commendable, being responsible citizens and holding off until they could afford both. No, it was just to illustrate one effect of the recent increases in mortgages has had. I remember many years ago when mortgages of £1000 were common place. Also, waiting until you could afford a purchase before making it.
We seem to be in a society of I want it, I have a right to it and someone else should provide it. Whatever 'it' might be.
Yes, if you're able to, you should work, contribute to society and in return society will look after you.